Why choose to PayItMonthly?

An easy alternative to paying for your sofa upfront, this option allows you to spread the cost over up to 12 months with no interest or additional fees. Simply put, it’s 0% APR. With a quick and easy online application, you’ll receive an instant decision, making the process hassle-free and convenient.

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Frequently asked questions.

What finance options do you offer for purchasing sofas?

We offer a variety of finance options including interest-free credit and buy now pay later. Our finance partners provide flexible terms to suit your budget.
How can I apply for finance?

You can apply for finance directly through our website during the checkout process. Simply select the finance option, fill out the required details, and submit your application. Approval is usually quick and you'll receive a decision within minutes.
What are the requirements for applying for finance?

To be eligible for finance, you must be over 18 years old, a UK resident, and have a good credit history. Additional requirements may include a minimum income level and proof of employment.
Are there any hidden fees or charges associated with the finance options?

No, there are no hidden fees or charges. All costs will be clearly outlined in your finance agreement. For interest-free options, you will pay exactly what the sofa costs with no added interest.
Can I make extra payments or pay off my finance early?

Yes, you can make extra payments or pay off your finance early without any penalties. Simply contact our finance partner to arrange additional payments or an early settlement.
What happens if I miss a payment or can’t keep up with my finance plan?

If you miss a payment, contact our finance partner promptly to discuss your situation. They may offer support or an alternative payment plan. Addressing issues quickly is crucial, as missed payments can affect your credit rating.

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