Furniture protection, made for real life.


Your sofa is made to be lived on. That means film nights, family time, morning coffees, muddy paws, snack spills and everything in between.

That’s why every sofa includes 3 years protection against accidental stains and accidental damage as standard.

What’s Included?


From food and drink spills to rips, tears, burns and damage caused by pets, your cover is designed to help put things right when the unexpected happens.
It’s one more way we’re making sofa buying simpler - giving customers more confidence to choose the sofa and fabric they really love.
About Product Protection

Protection Included With Your Sofa

The questions below cover how your included Loxa protection works, what it includes, and how to manage it after purchase.

Why Is Protection Included?

We believe enjoying your sofa should be simple. That's why every Zofa sofa includes protection against accidental stains and accidental damage for 3 years as standard.

From food and drink spills to accidental tears, burns and pet damage, your included protection helps keep your sofa looking its best for longer.

Should the unexpected happen, claims are handled quickly and simply through our protection partner, Loxa.

Who Provides The Protection?

Your protection is provided through our partner, Loxa, who manage claims and repairs from start to finish.

What Does My Protection Include?
  • Food and drink spills
  • Ink and make-up stains
  • Accidental tears and rips
  • Burns and heat damage
  • Pet damage
  • Professional repair where possible
  • Replacement if a repair isn't possible

For full details of what's covered and excluded, please refer to the IPID and Policy Wording.

Important disclaimer and regulatory information

By purchasing Product Protection, you confirm that you have read and agree to the policy terms and the IPID document provided at checkout.

This insurance is arranged by Loxa and underwritten by authorised insurers. Full regulatory and insurer details are provided in your policy documentation.

Is Protection Included?

Yes. Every Zofa sofa includes free 3 years protection against accidental stains and damage as standard.

You can also choose to extend your protection from 3 years to 5 years for an additional charge.

When does cover start and how long does it last?

Your cover starts from the date shown on your protection plan certificate. The cover duration is confirmed in your policy schedule issued after purchase.

Damage in transit or delivery issues are handled by Zofa under their delivery and returns process, not under the protection plan.

Where can I find my policy documents?

Your policy documents, wording and certificate are provided by email after purchase. They can also be accessed through your Loxa customer portal app.loxacover.com/login included in your confirmation message.

Please check your spam folder if you cannot find your confirmation email.

How can I cancel or change my Product Protection?

You can cancel your protection within the first 30 days for a full refund if no claim has been made.

To cancel or update your details, use the Loxa customer portal link provided in your confirmation email or follow the instructions in your policy documents.

What if I return my furniture?

If you return your furniture within the retailer's return window, you can also request cancellation and refund of the protection plan, subject to the policy terms.

How do I make a claim?

You can start a claim at www.loxacover.com/start-a-claim or by using the link provided in your policy confirmation email and documents.

The online claim form guides you step by step. The claims team will review your submission and provide next steps, which may include repair, replacement or reimbursement depending on the outcome and policy terms.

Please keep your purchase receipt and any requested evidence available to support your claim.

I purchased multiple furniture items. How do I know which plan applies?

Each protection plan is linked to a specific furniture item. Your policy schedule shows the covered item details so you can easily match each plan to each furniture item.

How do I get support?

For support, use the contact details and support link provided in your Loxa confirmation email and policy documents. Customer support can help with policy questions, updates and general enquiries.

Powered by Loxa
Regulatory information This insurance is only available to residents of the UK. Loxa is an insurance intermediary authorised and regulated by the Financial Conduct Authority (FCA no. 1018666). Your cover is underwritten by Helvetia Global Solutions Ltd (FCA no. 454140). For full details of what's covered and excluded, please refer to the IPID and Policy Wording.